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What Types of Insurance Do You Really Need?

What Types of Insurance Do You Really Need?

Insurance is a tricky business. There are more types of insurance than you’re ever likely to need, but some of them are absolutely essential, or even required by law. Here’s a look at the kinds of insurance you’ll definitely need to concern yourself with. Read more…

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When Is Leasing a Car Better Than Buying?

When Is Leasing a Car Better Than Buying?

Since buying a car is one of the biggest purchases you can make, it’s wise to take a look at all your options. Both leasing and buying have advantages and disadvantages, just like renting versus buying a house. Read more…

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Save Money by Knowing Your Credit Card’s ‘Closing Date’

Save Money by Knowing Your Credit Card’s ‘Closing Date’

Even if you dutifully pay off your credit card balance each month, there’s an oft-overlooked way to optimize your credit score—by making debt payments before your balance is reported to the credit bureaus. Many people assume this is the payment due date, but it’s actually the closing date, and not knowing the… Read more…

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Why You Should Pay on Your Credit Card Balance Weekly

Why You Should Pay on Your Credit Card Balance Weekly

Paying your credit cards on time to avoid late fees and interest is a no-brainer. But you can also boost your credit score and reduce interest charges by paying your credit card bill even earlier, perhaps weekly, as its your daily balance that affects how they’re calculated. Here’s what to consider when deciding… Read more…

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Why Your Credit Karma Score Seems Too High

Why Your Credit Karma Score Seems Too High

People on Twitter have been commiserating recently about how much higher their free Credit Karma credit scores are compared to the ones lenders actually use, as many have learned that their “excellent” credit is merely good, or worse. Read more…

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The Things I Wish I’d Known Before Buying My First Home

The Things I Wish I’d Known Before Buying My First Home

Several years ago, my wife and I were in a bit of a bind. We lived in the tiniest two-bedroom apartment you can imagine, with a small baby and another one on the way. We’d already been forced into getting pretty creative with arrangements with one baby in the home, but two? It was clear...

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How to Build Your Credit Without a Credit Card

How to Build Your Credit Without a Credit Card

It’s totally fine to prefer “buy now, pay later” payments over credit cards or to simply avoid the debt trap of plastic altogether. The only problem is that without credit cards, it’s harder to build up your credit score, which means you’ll have a tougher time qualifying for a loan. Fortunately, there are ways to…...