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How to Spot a Predatory Lender
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How to Spot a Predatory Lender

Most people are familiar with the concept of predatory loans—a lending practice that imposes unfair or deceptive terms on borrowers, often taking the form of payday loans or title loans with egregious interest rates. But what’s the distinction between a predatory loan and a legitimate loan with a high interest rate?… Read more…

How to Plan for Your Student Loan Payments to Resume This October
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How to Plan for Your Student Loan Payments to Resume This October

The pause on federal student loan payments and interest ends in October, but are you prepared? Considering that 55% of borrowers aren’t confident that they’ll keep up with their payments later in the year, you might want to make a plan now, as there are no guarantees student loan forbearance will continue or debt… Read...

How to Build Your Business Credit Score, and Why It Matters
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How to Build Your Business Credit Score, and Why It Matters

Most business owners are aware of their personal credit score, but a study suggests that 60% of them don’t know their business credit score—yet this number is essential when it comes to securing vendor contracts and qualifying for loans at competitive rates. Here’s what you need to know about establishing your… Read more…

An Age-By-Age Guide to Teaching Kids About Money
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An Age-By-Age Guide to Teaching Kids About Money

From figuring out how to count change, to the give-save-spend rule, to the pitfalls of credit cards and debit cards, our kids have a lot to learn about money before they go off on their own. It would be great if personal finance was taught in school, but it rarely is, so it’s our job...

CBD or THC: What’s the Difference?
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CBD or THC: What’s the Difference?

The global medical marijuana market is booming and is expected to show a compound annual growth rate of 20.4% from 2019 to 2026. CBD products have flooded the market as the legalization of cannabis becomes a realization across the world.  If you’re new to the cannabis game, you might be wondering whether CBD or THC...

These States Will Pay Off Your Student Loan Debt for Moving There
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These States Will Pay Off Your Student Loan Debt for Moving There

It’s a novel idea for any state that wants to attract skilled professionals—in exchange for moving there, they will pay off your student loan debt. Illinois is doing just that, as they have recently joined Maryland in launching a “SmartBuy” program that pays off your student loans if you get a mortgage in their state.…...

When to Consider an FHA-Backed Mortgage
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When to Consider an FHA-Backed Mortgage

If you’re of moderate income and are thinking of buying your first home, it’s worth looking into an FHA-backed mortgage loan. These loans only require a 3.5% down payment, and often offer lower interest rates compared to conventional loans. On the other hand, there are restrictions and trade-offs to consider, too—so … Read more…