In many ways, the digital age has made gift giving easier. You can fill up a single online shopping cart and send gifts anywhere in the world. At the same time, some things are not as easy as they used to be. Remember when you could just walk into a store and buy someone a...
It’s never too late to start saving for retirement, but anyone who starts early sure does get a huge advantage. The reason for this is compound interest, which we’ll run the numbers on below. If you’ve been waiting to invest in your retirement until you check off other financial goals (cough cough, students loans),… Read...
With all the wisdom you have now, imagine if you could turn back time and get a head start building good credit from an early age. While you can’t change history for yourself, you can help your own kids build a strong financial foundation—and from an earlier age than you might realize. Even if your...
You have your basic checking and savings accounts—beyond that, how can different types of accounts serve your savings goals? What’s the smartest way to stash your hard-earned funds? We’ve recommended before that dividing your money into multiple accounts helps you see all your saving goals separately, so they’ll be… Read more…
Your credit score makes the difference between getting approved or denied a mortgage, car loan, student loan—or any other kind of loan. With plenty of online tools to check your credit score for free, there’s no reason you shouldn’t know the magic three-digit number. But how accurate are these online tools? Here’s… Read more…
Buying a house is a complex and emotional process, and we don’t always make perfect decisions once we’ve determined a particular property is our dream house. But even if you’re careful to think of your home as an asset and an investment, it’s difficult to swing a down payment and harder to figure out how...
When the state of the economy is causing day-to-day costs to skyrocket, it’s all too easy to push your savings goals aside. We’ve previously covered the conventional wisdom for how much money you should keep in your different types of bank accounts, but how does that wisdom change when the economy is shaky? I spoke…...
Given the state of inflation, uncertainty in the labor market, and the looming specter of a recession, many of us are currently focusing on our day-to-day finances, allowing our savings goals to take a backseat for the time being. However, a tough economy is exactly when building up your savings should be a… Read more…
With so many do-it-yourself personal finance tools at your fingertips, you might not even consider the need to enlist the help of a real-life financial advisor. From getting out of debt to investing in your retirement, how can you tell which financial milestones are worth the time and money of a professional? Here’s… Read more…