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Good Money Habits That Can Hurt Your Credit

Good Money Habits That Can Hurt Your Credit

Illustration: Angelica Alzona (Shutterstock) Credit works in mysterious, sometimes contradictory ways. If you have good financial habits and do the right thing with your money, you’d think your credit score would be in good shape. It doesn’t always work out that way, though—and sometimes smart financial moves aren’t the best credit moves. Advertisement Not using...

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Get Your Annual Credit Card Fee Waived Simply by Asking

Get Your Annual Credit Card Fee Waived Simply by Asking

Photo: GaudiLab (Shutterstock) Some credit cards come with fees, especially if they offer a sweet rewards program. If your card has an annual fee, it’s worth calling the carrier to see if they’ll waive it. Advertisement Million Mile Secrets says that many banks will waive the annual fee during the first year you have the...

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Everette Taylor: The Marketing Trailblazer Changing The Game

Everette Taylor: The Marketing Trailblazer Changing The Game

No success story happens over night. And for the marketing trailblazer Everette Taylor, homelessness and other adversities made the road to creating his own enterprise challenging, but surely not impossible.  Almost 12 years ago, at the age of 17, the Richmond, VA native was homeless. This alone would be a major setback for anyone, but...

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How Your Credit Score Is Determined

How Your Credit Score Is Determined

Photo: Elena Scotti (Shutterstock) When most people talk credit scores, they’re talking about your General FICO score—the one lenders are most likely to use. FICO is tight-lipped about the formulas they use to calculate our scores, but we know the general categories they track and how important they are to that calculation. Here are those...

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Tevin Tavares: The Bay Area’s Promising Filmmaker

Tevin Tavares: The Bay Area’s Promising Filmmaker

Behind our favorite movies, tv shows, documentaries and music videos, there’s a story. With so many moving pieces, creating a story that captures the attention of others takes both vision and discipline. The promising filmmaker, Tevin Tavares, is using his camera, passion and skills to bring his ideas to life.  How Did Tevin Tavares Get...

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What to Do If You Haven’t Filed Your Taxes in Years

What to Do If You Haven’t Filed Your Taxes in Years

Photo: Shutterstock (Shutterstock) There’s no penalty for filing your taxes late if the IRS owes you money. But if you owe them money, things can get very ugly, very fast. Here’s what you need to know—and do—if you haven’t filed your taxes in years. Advertisement First, if you think you’re due a refund, your primary...

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5 Reasons Why Coronavirus is Killing More Blacks

5 Reasons Why Coronavirus is Killing More Blacks

If you haven’t heard the news yet, here are the sobering facts: the vast majority percentage of the people dying from the Coronavirus in cities and counties across America are Black. In Chicago and Louisiana, 70% of those who died from COVID-19 are Black even though the population of Blacks is not above 35% for...

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Rethink Your Budget With a No-Spend Day Challenge

Rethink Your Budget With a No-Spend Day Challenge

Photo: William Potter (Shutterstock) For many Americans, a no-spend day isn’t an exercise in budgeting during the pandemic—it’s a daily reality. But others splurge in what has been dubbed “spendemic” retail therapy, as evidenced by the recent rise in loans for discretionary items, according to the loan comparison site Credible. If your spending feels overly...

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45 Black Podcasts To Get Hooked On!

45 Black Podcasts To Get Hooked On!

If it took a pandemic for you to seek out some black podcasts to listen to, shame on you! If you’re just looking to add to your already impressive list of black podcasts, then welcome! Podcasts have had an incredible decade in the 2010s. Their popularity has grown to such an immense level that starting...

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