As interest rates for personal loans tend to be lower than credit cards, you might wonder why people bother with credit cards at all? Personal loans have their own limitations, however, making them better suited for targeted spending—typically to fund unexpected expenses, home improvements, or to consolidate debt. Read more…
Category: Business
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Stay on Track With a Budget Calendar
We track so many things using a calendar: meetings, appointments, trips, birthday reminders, social plans—why not our budget? A budget calendar is easily overlooked as a personal finance tool, but it offers a uniquely visual approach to your finances not always found in an app or spreadsheet. Read more…
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Should I vote Democrat or Republican? This Black Man’s Dilemma
The year is 2020. The month is August. And we’re in one of the most troubling times ever seen or experienced by Americans in modern history! This year, most of the United States has endured some form of shut down due to the corona virus, aka Covid-19, or the China Virus as stated by #45....
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Meet Kevin Ford: The Man Changing the Medical Cannabis Industry
Starting any business is hard. It takes vision, discipline and execution. Kevin Ford, founder of Uplift Maryland, knows this all too well and his platform is changing the medical cannabis industry. Ford sits down with us to discuss more about Uplift Maryland, his goals and the opportunities he’s looking to create through this platform. Changing...
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How to Open a Health Savings Account
A Health Savings Account is a smart way to stock away from extra cash, tax free, in order to pay for approved medical expenses. Especially during the pandemic, these accounts are more useful than ever. Typically, the option to open an HSA will be offered by your employer. But if you don’t have employer insurance,...
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How To Handle Buying and Selling a Home at the Same Time
Buying a home is a huge endeavor, and the paperwork, deadlines, and research can be more than a little stressful. Couple it with selling a home at the same time, and it can turn into one big, overwhelming headache. Here are a few things to keep in mind when you’re buying and selling a home...
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The 5 Black Women That Helped Take Down President Trump
One of the most historical elections in our history has come to an end. Although President Trump has refused to concede so far, all mainstream media outlets have called the election for former Vice President Joe Biden and Senator Kamala Harris. President Donald Trump might have lost the election, but he actually improved his numbers...
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Atlanta-Based Goodr App Can Bring Security to Thousands of Food-Insecure Households
The city of Atlanta is home to more than 755,000 people, including 300,000 children and seniors, who live in food-insecure households. Every year, there are an estimated 33 million tons of good food wasted costing the nation roughly $1.3 billion in disposal fees. Tech entrepreneur Jasmine Crowe wanted to do something about that. That’s where the...
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This 9-Year-Old Virginia Student Runs a Successful Bath Products Business and Maintains an A Average
Virginia-native Jelani Jones, 9, is the owner of Lani Boo Bath, which sells homemade bath products. (Photo by Mike Morones) With rows of vegetable-filled wooden crates, homemade products and local art, farmers markets offer a wide variety of products for visitors but have never generally been known as a source of entrepreneurial inspiration. Nine-year-old Jelani...
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If You’re Tired of Constantly Replacing Lost Hair Barrettes, This 10-Year-Old CEO Has Just What You Need
Gabby Goodwin and her mom Rozalynn created Gabby Bows in 2014. (Photo: Facebook) Moms are often breaking their backs over their young daughter’s hair, making sure the styles they craft are just right. Many of these looks are finished off with a brightly colored barrette that clips onto the end strands, and while they’re pretty, they...