A low credit score is always going to affect your ability to qualify for loans at decent rates. But given the current state of interest rates, having a strong credit score is more important than ever. Read more…
Why You Should Never Use Your Retirement Savings to Pay Off Debt
Planning for retirement is a critical financial goal that requires careful consideration and disciplined saving. However, life can sometimes throw unexpected financial challenges our way, leading some to consider tapping into their retirement savings to pay off debts. While it may seem like an appealing option to be… Read more…
How to Juggle Multiple Credit Cards (Without Going Into Debt)
For anyone risk-averse like me, the biggest challenge that came with your first credit card wasn’t about using your new plastic too much. Quite the opposite: You had to overcome the fear of actually using a credit card at all. If you have credit card anxiety as a result of an “all debt is bad”...
Every Term a First-Time Homebuyer Should Know
Buying a home can be an exciting and rewarding journey, but it can also be overwhelming, especially if you’re not familiar with the jargon and terminology used in the real estate industry. As if buying a home wasn’t tricky enough—now more than ever—there are all kinds of terms you should be familiar with, as well....
An Age-By-Age Guide to Teaching Kids About Money
This post is part of our “Big Talks” series—a guide to helping parents navigate the most important conversations they’ll have with their kids. Read more here. Read more…
You Can Get Two $100 Restaurant.com Gift Cards for $20 Right Now
Dining out usually ain’t cheap, but you can get two $100 Restaurant.com eGift Cards for just $20, redeemable at local and chain restaurants across the US. It takes a little work on your part, but there’s a lot of potential depending on the restaurants around you. Read more…
What the Supreme Court’s Student Debt Ruling Means for You
On Friday, the Supreme Court ruled against President Joe Biden’s student loan forgiveness plan. This means student debt will still have a chokehold over millions of Americans who previously had a glimmer of hope of seeing up to $20,000 in relief. For anyone benefiting from a pause on their payments since March 2020,… Read more…