Welcome to the digital age, where irony, memes, and instant gratification reign supreme. In this era, we have witnessed the rise of social media influencers, the fall of BlackBerry, and the birth of a thousand different filters. But one thing that remains constant amidst all the chaos is the unrelenting power of social media. Nowadays,...
Category: Business
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How to Get Rid of PMI As Soon As Possible
Everyone knows that buying a home is expensive as heck—but the list of extra costs associated with buying a home can be shocking. Aside from closing costs, there are home inspections to pay for, lawyer fees—and possibly private mortgage insurance (PMI). Read more…
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These AI-Powered Apps Can Help You Save Money
Many finance-related goals can be at least partially automated. While I generally caution against leaning on AI in personal finance, most money-saving apps are essentially like robo-advisors. That is to say, they have their limitations, but they have some major upsides as well. For the most part, these apps are… Read more…
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How to Spot Financial Infidelity (and What to Do About It)
I’ll admit it: I’ve gone through a partner’s phone to catch them being unfaithful. But while I scoured their texts for proof of infidelity, I didn’t think to also head on over to their banking apps for a different kind of cheating: financial infidelity. Now, I can’t endorse the sort of privacy violations that I’m…...
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Medical Credit Cards Are a Bad Idea, Actually
It’s no secret that healthcare in the U.S. is difficult to afford, even for those who have insurance. In fact, roughly 20% of U.S. households have some amount of medical debt—and in 2021, more than half of all bills in collections were medical. Read more…
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The Easiest Way to Ask Your Bank for a Higher Credit Limit
Having a higher credit limit on your credit card can be beneficial in several ways. It can help improve your credit score by lowering your credit utilization ratio. It also gives you more purchasing power and flexibility with your spending. But automatic credit limit increases aren’t automatic—you have to ask your… Read more…
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Do This Mid-Year Financial Checkup Right Now
New Year’s isn’t the only time to talk financial resolutions. With summer in full swing, while you’re about halfway between your last year’s resolutions and the next, now is also a powerful time to evaluate your money goals. Read more…
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How to Stop Being a Financial Procrastinator
Do you chronically put off mundane financial tasks like tracking expenses, paying bills, and filing taxes? Does even checking your bank account balance fill you with dread? If so, you may be a financial procrastinator. Read more…
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How One Late Student Loan Payment Can Affect You
It’s been a hell of a summer for people with student loans. In June the Supreme Court blocked Biden’s student loan forgiveness program. Then in July, the Education Department announced it would automatically forgive student loans for more than 800,000 borrowers on income-driven repayment plans. Read more…
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The Money Questions You Should Be Able to Answer
For anyone burdened with debt, fighting lifestyle creep, or overwhelmed by the current state of inflation, it’s all too easy to feel as if your finances are out of your control. Even if you aren’t drowning in debt (thank goodness), the ever-looming prospect of a recession means you are still stuck living with… Read more…